public class AmortizationCalc 
{ 
  public static void main(String[] argv) 
  { 
    // assignment upon declaration (see 3.2.3) 
    double D = 100; 
    double p = 0.075 / 12; 
    double T = 10 * 12; 
    // the pow subprogram (new) 
    double S = D * ((Math.pow(1 + p, T) - 1) / p); 
  } 
}